Health Coverage Options for Members of RCAC

The Roofing Contractors Association of California is excited to announce a new membership health insurance benefit that can help keep you, your family, and even your business cost-effectively covered and healthy.

We have partnered with LIG Solutions (LIG) to offer you exclusive health insurance and related coverage options including major medical, short term health plans, vision and dental plans, critical care coverage, life, and several different supplemental health options.

These programs are exclusively offered to you, your family, and business owners/employees.

As these are individual health plans, they are tailored to your unique health and financial needs. This will allow you to find health coverage solutions from major carriers regardless of where you live in the USA.

Coverage options can include*

Major medical
Medicare**
Short-term health plans
Vision
Dental plans
Critical care coverage
Disability
LIG Rx Pharmacy Program
Life
Additional supplemental health and wellness options

*Note: Available plans can vary by state and state healthcare regulations

If you are a business owner looking for coverage options for your employees, there are solutions all year round through the LIG HRA group program!

Call the LIG team at 866-202-7938 or visit here to discuss coverage options for you, your family and business.

Fraud Alert: Scammers Threaten License Revocation Via Text Message

We’d like to share the below message with you on behalf of CSLB.


Sacramento, CA – The Contractors State License Board (CSLB) has learned of a new text message scam targeting licensees. In the most recent scheme, an individual sends a text message to licensees stating, “Inspect your type c and b license immediately for accuracy to avoid revocation” and links to a non-CSLB website.

Read full source article.

CSLB Urges Homeowners to Hire Licensed Contractors After Humboldt County Earthquake

We’d like to share the below message with you on behalf of CSLB, and encourage you to share with your customers.


SACRAMENTO, CA – After a 6.4-magnitude earthquake in Humboldt County Tuesday morning, the Contractors State License Board (CSLB) is reminding homeowners to use licensed contractors for any repairs above $500.

Officials have reported widespread damage around Humboldt County, particularly in the Eel River Valley. After a disaster, CSLB’s mission is to help ensure unlicensed or unscrupulous contractors do not take advantage of consumers.

Read full source article.

Contract Language (Owner Liability Limitation)

An RCAC member has shared an example of contract language that his company is encountering with greater frequency recently in owner-created contracts, and we are sharing that contract language and encouraging roofing contractors to aggressively resist such contract provisions.

Essentially, it is a provision that limits the liability of the owner to “its interest in the property” and it is an attempt to shield the owner from any personal responsibility for payment. It’s normal and accepted practice to limit stockholder/member liability in limited liability entities, but this is a significant step farther.

Following is an example of the language:

If you have concerns or similar contract language you would like to share with other roofing contractors, please reply to Marc Connerly at mconnerly@connerlyandassociates.com, and we will circulate the information and/or seek ways to assist you with your contract language concerns.

The most effective way for contractors to prevent contract language such as this from becoming accepted practice is for all of us to work together to resist such provisions in contracts.

Marc Connerly, Executive Director, mconnerly@connerlyandassociates.com

CSLB Contractor’s Bond Amounts Increasing January 1, 2023

Contractor’s bond amounts with the Contractors State License Board (CSLB) will increase to $25,000 on January 1, 2023. The increase applies to the contractor license bond (from $15,000 to $25,000) and the bond of qualifying individual (from $12,500 to $25,000).

CSLB distributed notices to 203 surety companies on September 28, 2022, with instructions for automatically increasing all licenses’ bonds and bonds of qualifying individuals currently on file with CSLB. If you are a licensed contractor, your surety company or broker should contact you soon to inform you of any changes to your bond premium.

You can also contact your surety company directly to ensure they have returned documentation to CSLB to increase your bond. If you know the name of your surety company, you can look up their contact information here. The name and contact information of your surety is also on your bond agreement itself or your broker can provide it. Questions about any increase to your bond premium must be directed to your broker or surety company and not CSLB.

Revised contractor bond and bond of qualifying individual forms with the new bond amounts will be available to the sureties in December 2022.

The increase occurred in part due to a license bond study CSLB conducted as required by Business and Professions Code section 7071.6. The study determined that the current $15,000 amount of the contractor bond is not sufficient and an increase may be necessary.

More information about bonds can be found on CSLB’s website.