Health Coverage Options for Members of RCAC

LIG Solutions

Health Coverage Options for RCAC Members

RCAC has partnered with LIG Solutions to provide members with access to health insurance and related coverage options for individuals, families, business owners, and employees.

Coverage Designed Around Your Needs

Through RCAC’s partnership with LIG Solutions (LIG), members have access to health insurance and related coverage options that can help protect you, your family, and your business.

Individual health plans can be tailored to your health and financial needs, with coverage solutions available from major carriers throughout the United States.

Coverage Options Can Include*

  • Major medical
  • Medicare*
  • Short-term health plans
  • Vision
  • Dental plans
  • Critical care coverage
  • Disability
  • LIG Rx Pharmacy Program
  • Life
  • Additional supplemental health and wellness options

*Available plans can vary by state and state healthcare regulations.

Coverage Options for Business Owners

Business owners looking for coverage options for their employees can also explore year-round solutions through the LIG HRA group program.

Explore Your Coverage Options

Connect with the LIG Solutions team to discuss available coverage options for you, your family, or your business.

Or call 866-202-7938

Fraud Alert: Scammers Threaten License Revocation Via Text Message

We’d like to share the below message with you on behalf of CSLB.


Sacramento, CA – The Contractors State License Board (CSLB) has learned of a new text message scam targeting licensees. In the most recent scheme, an individual sends a text message to licensees stating, “Inspect your type c and b license immediately for accuracy to avoid revocation” and links to a non-CSLB website.

Read full source article.

CSLB Urges Homeowners to Hire Licensed Contractors After Humboldt County Earthquake

We’d like to share the below message with you on behalf of CSLB, and encourage you to share with your customers.


SACRAMENTO, CA – After a 6.4-magnitude earthquake in Humboldt County Tuesday morning, the Contractors State License Board (CSLB) is reminding homeowners to use licensed contractors for any repairs above $500.

Officials have reported widespread damage around Humboldt County, particularly in the Eel River Valley. After a disaster, CSLB’s mission is to help ensure unlicensed or unscrupulous contractors do not take advantage of consumers.

Read full source article.

CSLB Reminds Contractors of Progress Payment Restrictions

Sacramento, CA – The Contractors State License Board (CSLB) wants to remind all contractors that the Business and Professions Code (BPC) restricts payments on home improvement contracts to a maximum down payment of $1,000 and subsequent payments must not exceed the value of materials and work performed, including for residential solar.

Read full source article.

Contract Language (Owner Liability Limitation)

An RCAC member has shared an example of contract language that his company is encountering with greater frequency recently in owner-created contracts, and we are sharing that contract language and encouraging roofing contractors to aggressively resist such contract provisions.

Essentially, it is a provision that limits the liability of the owner to “its interest in the property” and it is an attempt to shield the owner from any personal responsibility for payment. It’s normal and accepted practice to limit stockholder/member liability in limited liability entities, but this is a significant step farther.

Following is an example of the language:

If you have concerns or similar contract language you would like to share with other roofing contractors, please reply to Marc Connerly at mconnerly@connerlyandassociates.com, and we will circulate the information and/or seek ways to assist you with your contract language concerns.

The most effective way for contractors to prevent contract language such as this from becoming accepted practice is for all of us to work together to resist such provisions in contracts.

Marc Connerly, Executive Director, mconnerly@connerlyandassociates.com